FHA Home Loan Blog

FHA Home Loan Blog http://www.fhahomeloanhelp.org/blog.php FHA Home Loans at Low Rates. FHA Program Information and FHA Streamline Refinances en-us Thu, 21 Jan 2010 09:40:46 -0700 Thu, 21 Jan 2010 09:40:46 -0700 http://blogs.law.harvard.edu/tech/rss FHA Up-Front Mortgage Insurance Premium to Increase to 2.25% FHA Up-Front Mortgage Insurance Premium to Increase to 2.25%   FHA now insures close to 30% of all mortgages nationwide due to decreasing availability of traditional products.  This has put a serious stress on the maximum limits of total FHA loans that can be insured.  For that reason, FHA has been forced to raise capital reserves in order to be able to keep insuring more mortgages.  This is the root cause of the increase in ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1264019675&title=fha-up-front-mortgage-insurance-premium-to-increase-to-225% FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1264019675&title=fha-up-front-mortgage-insurance-premium-to-increase-to-225% http://www.fhahomeloanhelp.org/blog.php?entry_id=1264019675&title=fha-up-front-mortgage-insurance-premium-to-increase-to-225%&action=rss 1 http://www.fhahomeloanhelp.org/blog.php?entry_id=1264019675&title=fha-up-front-mortgage-insurance-premium-to-increase-to-225% Wed, 20 Jan 2010 13:34:35 -0700 FHA Appraisal Changes Delayed It's official- FHA's proposed changes to how appraisals are ordered and regulation changes have been postponed to February 15th.   The move comes at a time when conventional appraisal guidelines under the Home Valuation Code of Conduct legislation have come under fire and may be repealed.   The measure would prevent appraiser from being hired or paid directly by mortgage brokers, in an attempt to circumvent appraisal fraud.   Download here  the full mortgagee letter from ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1263142435&title=fha-appraisal-changes-delayed FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1263142435&title=fha-appraisal-changes-delayed http://www.fhahomeloanhelp.org/blog.php?entry_id=1263142435&title=fha-appraisal-changes-delayed&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1263142435&title=fha-appraisal-changes-delayed Sun, 10 Jan 2010 09:53:55 -0700 FHA HVCC deadline extended HUD requirements that brokers must order FHA appraisals through a third-party appraisal management system have been delayed to February.  Although the delay is a positive sign that perhaps this law will not be implemented on mounting pressure to repeal HVCC across the board, some lenders are already adopting the policy as of Jan 1 despite the extension.   HVCC has come under scrutiny as appraisal fraud has not been reduced with the new policies, and the ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1262192182&title=fha-hvcc-deadline-extended FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1262192182&title=fha-hvcc-deadline-extended http://www.fhahomeloanhelp.org/blog.php?entry_id=1262192182&title=fha-hvcc-deadline-extended&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1262192182&title=fha-hvcc-deadline-extended Wed, 30 Dec 2009 09:56:22 -0700 FHA Energy Efficient Mortgage Have you always wanted solar power on your home?   Need to make energy-saving improvements to your home?   Then the FHA Energy Efficient Mortgage (EEM) is a smart choice.  The EEM allows home owners to finance improvements to their home that will make the home more energy-efficient.  With rates still at historic lows, that means that you may be able to upgrade your heating or air conditioning, put in better windows, or get "off ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1260968888&title=fha-energy-efficient-mortgage FHA Loan Programs http://www.fhahomeloanhelp.org/blog.php?entry_id=1260968888&title=fha-energy-efficient-mortgage http://www.fhahomeloanhelp.org/blog.php?entry_id=1260968888&title=fha-energy-efficient-mortgage&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1260968888&title=fha-energy-efficient-mortgage Wed, 16 Dec 2009 06:08:08 -0700 FHA Down Payment to Rise to 5%? First Time Home Buyer Tax Credits.   The lowest (government influenced) rates in 50 years.   Home affordability index at all time highs.   Home prices deflated.   The hardest time to qualify for a mortgage in decades.   It seems ironic that at a time when the government is doing everything they can to coax people into buying homes, underwriting standards continue to get tighter every day.  The latest change to guidelines will make ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1260836165&title=fha-down-payment-to-rise-to-5% FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1260836165&title=fha-down-payment-to-rise-to-5% http://www.fhahomeloanhelp.org/blog.php?entry_id=1260836165&title=fha-down-payment-to-rise-to-5%&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1260836165&title=fha-down-payment-to-rise-to-5% Mon, 14 Dec 2009 17:16:05 -0700 FHA Loans for the Self-Employed Are you self-employed and wondering if you can qualify for an FHA Mortgage?   You probably can if you fit within a few simple guidelines.  Here is a summary of what a lender will look at:   Business has been in existence for at least 2 years   The first rule of thumb is that your business need to have been in existence for at least 2 years.  This means that if you have an ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1245955860&title=fha-loans-for-the-self-employed FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1245955860&title=fha-loans-for-the-self-employed http://www.fhahomeloanhelp.org/blog.php?entry_id=1245955860&title=fha-loans-for-the-self-employed&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1245955860&title=fha-loans-for-the-self-employed Thu, 25 Jun 2009 11:51:00 -0700 Extenuating Circumstances If you are seeking an approval on an FHA Mortgage and have had a bankruptcy within the past 2 years or a foreclosure within the past 3 years, you may have heard the term "extenuating circumstance."  What does this mean?   Normal FHA Guidelines require that 24 months pass after a bankruptcy discharge before you can get approved for an FHA Mortgage.  The rule is 36 months for a foreclosure.    However, if you ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1244294780&title=extenuating-circumstances FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1244294780&title=extenuating-circumstances http://www.fhahomeloanhelp.org/blog.php?entry_id=1244294780&title=extenuating-circumstances&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1244294780&title=extenuating-circumstances Sat, 06 Jun 2009 06:26:20 -0700 Mortgage Rates Rising Mortgage rates have climbed to the highest level we have seen since last fall.    Although still very low historically, people have gotten used to rates at 5% or even lower.  Currently, rates sit in the mid-5%'s and it appears to be unlikely they will dip back down again to where they were.   The rise in rates seems to mainly be tied to the fact that there is too much supply of bonds in ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1244202481&title=mortgage-rates-rising FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1244202481&title=mortgage-rates-rising http://www.fhahomeloanhelp.org/blog.php?entry_id=1244202481&title=mortgage-rates-rising&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1244202481&title=mortgage-rates-rising Fri, 05 Jun 2009 04:48:01 -0700 Mortgage Lates and FHA Refinancing Someone asks me this question every day:  Can I qualify for an FHA refinance if I have been late on my mortgage?    The answer is "yes and no."   The determining factor is (1) what kind of FHA refinance you are doing and (2) how long ago you were late on the mortgage.   If you are looking at an FHA Streamline Refinance , you cannot have any late payments on your credit history ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1243619049&title=mortgage-lates-and-fha-refinancing FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1243619049&title=mortgage-lates-and-fha-refinancing http://www.fhahomeloanhelp.org/blog.php?entry_id=1243619049&title=mortgage-lates-and-fha-refinancing&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1243619049&title=mortgage-lates-and-fha-refinancing Fri, 29 May 2009 10:44:09 -0700 FHA Rates Stay Low FHA Home Loan Rates are staying at low levels we haven't seen for decades.  Many people are taking advantage of the Low FHA Mortgage Rates for the FHA Refinance Loan or FHA Home Purchase Loan .  At the time of this post, FHA Streamline Refinances can be done at 5% on a 30 year fixed rate mortgage with minimal closing costs and points. http://www.fhahomeloanhelp.org/blog.php?entry_id=1242766952&title=fha-rates-stay-low FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1242766952&title=fha-rates-stay-low http://www.fhahomeloanhelp.org/blog.php?entry_id=1242766952&title=fha-rates-stay-low&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1242766952&title=fha-rates-stay-low Tue, 19 May 2009 14:02:32 -0700 New Down Payment Assistance Option The government announced this week that they plan to make the $8000 First Time Homebuyer Tax Credit available at the table to use as a down payment.   That means that you can buy a home for up to $225,000 with your FHA Home Loan Financing with Low FHA Mortgage Rates , and the government will subsidize your down payment!   Please visit our $8000 First Time Homebuyer Tax Credit page for more details! http://www.fhahomeloanhelp.org/blog.php?entry_id=1242490304&title=new-down-payment-assistance-option FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1242490304&title=new-down-payment-assistance-option http://www.fhahomeloanhelp.org/blog.php?entry_id=1242490304&title=new-down-payment-assistance-option&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1242490304&title=new-down-payment-assistance-option Sat, 16 May 2009 09:11:44 -0700 FHA Cash Out Refinance- New Appraisal Rules Are you considering an FHA Cash Out Refinance Loan on your home?  If so, you must be aware of new FHA Appraisal Guidelines that have gone into effect.   If you use an FHA Cash Out Refinance Loan on your FHA Refinance , then you will have to obtain two appraisals if you borrow more than 85% of the value of the home.  We can help you with the process of ordering the appraisals, but it is ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1241797447&title=fha-cash-out-refinance--new-appraisal-rules FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1241797447&title=fha-cash-out-refinance--new-appraisal-rules http://www.fhahomeloanhelp.org/blog.php?entry_id=1241797447&title=fha-cash-out-refinance--new-appraisal-rules&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1241797447&title=fha-cash-out-refinance--new-appraisal-rules Fri, 08 May 2009 08:44:07 -0700 Wanted: Guest Authors FHA Home Loan Help is currently seeking guest authors to write FHA and Real Estate related posts on this blog.  We are interested in professionals in the following fields:  Real Estate Agents, Financial Planners, Home Inspectors, Credit Repair Experts, Real Estate Attorneys, Appraisers, Title Company Reps, or any other FHa or Real Estate related field.   Increase your exposure and backlinks to your website.  You will receive a prominent link to your website on the ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1241709562&title=wanted--guest-authors FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1241709562&title=wanted--guest-authors http://www.fhahomeloanhelp.org/blog.php?entry_id=1241709562&title=wanted--guest-authors&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1241709562&title=wanted--guest-authors Thu, 07 May 2009 08:19:22 -0700 $8000 First Time Homebuyer Credit If you are a first time homebuyer , now is a great time to buy a home.  Not only are home prices down, but mortgage rates are extremely low, and the government has also stepped in to offer an $8000 First Time Homebuyer Tax Credit .   A first time homebuyer is defined as someone who has not owned a home in the past 3 years.  There have been numerous articles that homes are at the most ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1241623206&title=8000-first-time-homebuyer-credit FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1241623206&title=8000-first-time-homebuyer-credit http://www.fhahomeloanhelp.org/blog.php?entry_id=1241623206&title=8000-first-time-homebuyer-credit&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1241623206&title=8000-first-time-homebuyer-credit Wed, 06 May 2009 08:20:06 -0700 Cash Out Refinance >85% LTV Now Requiring 2 Appraisals If you are pulling cash out of your home using an FHA loan, you can still borrow up to 95% this year.   That is the good news.   The bad news is that, due to declining home value in many parts of the country, FHA will now require that two appraisals are done on any cash out refinance with a loan-to-value ratio >85%.  This does not mean your home isn't worth what it appraises ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400728&title=cash-out-refinance-85%-ltv-now-requiring-2-appraisals FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400728&title=cash-out-refinance-85%-ltv-now-requiring-2-appraisals http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400728&title=cash-out-refinance-85%-ltv-now-requiring-2-appraisals&action=rss 1 http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400728&title=cash-out-refinance-85%-ltv-now-requiring-2-appraisals Sat, 31 Jan 2009 04:18:48 -0700 3.5% Down Now Required As of Jan 1st, FHA now requires a home buyer to bring a 3.5% down payment to closing.  This is up from the 3% down payment requirement that has been in place for many years.    If you are refinancing your home, streamline (FHA to FHA refinancing) or not, you will be capped at 96.5% of the appraised value of your home, 95% if you are pulling cash out. http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400485&title=35%-down-now-required FHA Pre-Qualification http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400485&title=35%-down-now-required http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400485&title=35%-down-now-required&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1233400485&title=35%-down-now-required Sat, 31 Jan 2009 04:14:45 -0700 FHA Rates at 2008 Lows! FHA home loan rates have dropped to the lowest levels of 2008 on news that the Federal Reserve could buy up to $600 billion in mortgage-backed debt.  If this action happens, it could lower mortgage rates even further.  Now is the time to lock in on a streamline refinance if you have been waiting for the right time! http://www.fhahomeloanhelp.org/blog.php?entry_id=1228339261&title=fha-rates-at-2008-lows FHA Streamline Refinance http://www.fhahomeloanhelp.org/blog.php?entry_id=1228339261&title=fha-rates-at-2008-lows http://www.fhahomeloanhelp.org/blog.php?entry_id=1228339261&title=fha-rates-at-2008-lows&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1228339261&title=fha-rates-at-2008-lows Wed, 03 Dec 2008 14:21:01 -0700 Streamline Refinance Change An important change to the standards for an FHA streamline refinance has taken place.  FHA streamlines do not require a full credit check, but your pay history on your mortgage is pulled.  In the past, one 30 day mortgage late, and with some lenders, 2 lates were acceptable.   Starting this week, most lenders have gone to a policy where no mortgage late payments are allowed over the past 12 months.  You must have a ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1225227483&title=streamline-refinance-change FHA Streamline Refinance http://www.fhahomeloanhelp.org/blog.php?entry_id=1225227483&title=streamline-refinance-change http://www.fhahomeloanhelp.org/blog.php?entry_id=1225227483&title=streamline-refinance-change&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1225227483&title=streamline-refinance-change Tue, 28 Oct 2008 13:58:03 -0700 FHA Qualification Becoming More Difficult The FHA home loan program has been one of the bright spots int he lending world, helping homeowners and first time home buyers with less-than-stellar credit qualify to buy a home.  That is still the case today, but llike all other mortgage programs, FHA guidelines are tightening up.   Currently, you will need a minimum credit score of 580 to qualify for an FHA mortgage.  You can also have only minor derogatory credit over the ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1223479463&title=fha-qualification-becoming-more-difficult FHA Pre-Qualification http://www.fhahomeloanhelp.org/blog.php?entry_id=1223479463&title=fha-qualification-becoming-more-difficult http://www.fhahomeloanhelp.org/blog.php?entry_id=1223479463&title=fha-qualification-becoming-more-difficult&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1223479463&title=fha-qualification-becoming-more-difficult Wed, 08 Oct 2008 08:24:23 -0700 Rates Down Sharply Today Rates are down sharply today on the news over the weekend of the government bailout of mortgage giants Fannie Mae and Freddie Mac.  Although Fannie and Freddie do not back FHA loans and this does not affect FHA rates directly, FHA rates are still down on the news and may continue to get even better.   Now is the time to consider taking advantage of the FHA Streamline Refinance program.  If your FHA 30 year ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1220886033&title=rates-down-sharply-today FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1220886033&title=rates-down-sharply-today http://www.fhahomeloanhelp.org/blog.php?entry_id=1220886033&title=rates-down-sharply-today&action=rss 0 http://www.fhahomeloanhelp.org/blog.php?entry_id=1220886033&title=rates-down-sharply-today Mon, 08 Sep 2008 08:00:33 -0700 FHA County Loan Limits Link Where are FHA home loan limits in your county?  Did the increase in FHA mortgage limits affect you?   You can find out yourself!  Here is a link to the HUD FHA Mortgage Limits website.   Just plug in your state and county, and the online engine will tell you the limit in seconds!   Remember, the limit is the loan limit, not sales price limit, so if your limit is $200,000 for example, and ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1219687213&title=fha-county-loan-limits-link FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1219687213&title=fha-county-loan-limits-link Mon, 25 Aug 2008 11:00:13 -0700 Did You Know? You Can Buy Multi-Unit Properties Through FHA I have had a lot of questions lately about what types of properties a person can buy through FHA.   FHA will allow you to purchase a single-family residence, but also a duplex, triplex, or even a 4-plex!  The caveat is that you must purchase the property as your primary residence, so must live in one of the units.   One other nice thing is that you can use the income from the other units ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1219686350&title=did-you-know--you-can-buy-multi-unit-properties-through-fha FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1219686350&title=did-you-know--you-can-buy-multi-unit-properties-through-fha Mon, 25 Aug 2008 10:45:50 -0700 Live FHA Help! Have questions about FHA financing, the home buying process, or mortgages in general?   Then take advantage of our live chat help!  Click on the icon in the upper-right of this blog.  If we are not online, we will still receive your message and reply promptly.  If we are online, you will be connected one of our experienced loan officer for a live chat session!   Please consider us a resource.  We are here to ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1219319786&title=live-fha-help FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1219319786&title=live-fha-help Thu, 21 Aug 2008 04:56:26 -0700 Down Payment Assistance Gone October 1st There is much press about the new HR 3221: Hope for Homeowners bill that was passed recently by Congress.   There are positives and negatives about the bill, and one of the negatives if you are a first time homebuyer is that you will no longer be able to take advantage of down payment assistance programs.   Down payment assistance programs have helped literally millions of homeowners buy a home through FHA.  FHA requires a ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1219081344&title=down-payment-assistance-gone-october-1st FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1219081344&title=down-payment-assistance-gone-october-1st Mon, 18 Aug 2008 10:42:24 -0700 $7500 First Time Homebuyer Tax Credit One of the best aspects of the new HR 3221 Hope for Homeowners legislation is a $7500 tax credit for first time homebuyers.   This is the opportunity of a lifetime to buy a home and receive a substantial benefit! The $7500 is a tax credit, not a tax deduction, meaning that if you qualify, you will receive a check for $7500 as part of your income tax filing next spring.  The tax credit is actually a zero-interest loan that ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1218881575&title=7500-first-time-homebuyer-tax-credit FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1218881575&title=7500-first-time-homebuyer-tax-credit Sat, 16 Aug 2008 03:12:55 -0700 The Home Loan Process I had an email from a first time homebuyer this morning who is out looking for homes, and is confused about the process.  "How does it work- where do we actually close?  When do we actually own the house?  What is done in-between?"   Your first time buying a home can be confusing and intimidating.  After I got this email, I thought this would be a good blog topic for today.   Here is a ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1218562318&title=the-home-loan-process FHA Pre-Qualification http://www.fhahomeloanhelp.org/blog.php?entry_id=1218562318&title=the-home-loan-process Tue, 12 Aug 2008 10:31:58 -0700 FHA Mortgage Insurance Premiums Update FHA is following suit with other major mortgage insurers, and has released a tiered mortgage insurance structure.  The new structure will entail a higher up front and monthly premium for borrowers with lower credit scores and higher loan-to-value ratios, and a lower up front and monthly rate for borrowers with a larger down payment and higher credit scores.   Here is a summary of the new mortgage insurance rates (up-front premium/ monthly premium rate):   ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1218121545&title=fha-mortgage-insurance-premiums-update FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1218121545&title=fha-mortgage-insurance-premiums-update Thu, 07 Aug 2008 08:05:45 -0700 HR 3221 Hope for Homeowners The new HR 3221  Hope for Homeowners bill has been passed by congress and signed off on by the President.  Here are some highlights about the new program that will help home owners who are upside-down on their mortgage refinance and erase negative equity: Lack of capacity to pay existing mortgage: borrowers certify that they have not intentionally defaulted on the eligible mortgage or on any other debt (false statement = fine and/or 5 ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1218120613&title=hr-3221-hope-for-homeowners FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1218120613&title=hr-3221-hope-for-homeowners Thu, 07 Aug 2008 07:50:13 -0700 FHA Co-Signer Can Help You Qualify! Having trouble qualifying for an FHA mortgage?   Then find a co-signer!  FHA is unique to most mortgage programs because FHA will allow a co-signer's income and assets to be used to help you qualify for a mortgage.  Most other loan programs will still require you to qualify on your own merits for the mortgage, despite a co-signer, therefore defeating the purpose.   Your co-signer must be a relative and cannot be someone involved in ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1218057747&title=fha-co-signer-can-help-you-qualify FHA Guidelines http://www.fhahomeloanhelp.org/blog.php?entry_id=1218057747&title=fha-co-signer-can-help-you-qualify Wed, 06 Aug 2008 14:22:27 -0700 The End of Down Payment Assistance? A new housing bill which is being touted as the legislation that will help stem the rate of foreclosures in the United States and help solve the housing crisis, may do away with an important FHA mainstay for the past couple decades.   Down Payment Assistance programs have helped millions of home buyers obtain the dream of home ownership by providing much needed down payment assistance help.  FHA programs require a 3% cash investment by ... http://www.fhahomeloanhelp.org/blog.php?entry_id=1217365526&title=the-end-of-down-payment-assistance FHA Program News http://www.fhahomeloanhelp.org/blog.php?entry_id=1217365526&title=the-end-of-down-payment-assistance Tue, 29 Jul 2008 14:05:26 -0700